What is the difference between a Social Media Group of Facebook group and a club like the Melbourne Jeep Owners Club (MJOC)?
Clubs like MJOC are affiliated with Four wheel Drive Victoria (FWDV) who are the peak body for four wheel drivers in Victoria. They have been working to ensure we have access to 4WD tracks for almost 50 Years and have built strong relationships with all levels of Government and land management bodies in Victoria.
Social media groups have no affiliations with a peak body.
Social media groups dont have insurances for members or trip leaders.
Social media groups dont offer professional 4WD training free to members.
Social media groups dont have trained Trip Leaders
Social media groups dont have formalised rated trips, its pretty much open slather and who knows what may happen out there.
MJOC trips are planned and run by experienced and trained Trip Leaders who ensure evrything runs smoothly and safely.
MJOC member participate in formalised 4WD Driver training as well as Winch training and more advanced levels of training courses.
Our affliation with FWDV provides us with substancial insurance protection should something nasty happen on a club trip. Our insurances are detailed below.
COMBINED PUBLIC & PRODUCT LIABILITY INSURANCE
Description of Business: Events and activities of Four Wheel Drive Victoria that have been approved as Four Wheel Drive Victoria and/or Club Activities, including but not limited to community volunteer work, training days, events, four wheel drive trips, attendance at and participation in trade shows, expos and club association meetings and events.
Insured: Four Wheel Drive Victoria and its affiliated Clubs and Members.
Limit of Liability: Public Liability $20,000,000
Products Liability $20,000,000
Property in Physical or Legal $ 250,000 Control of the Insured
Deductible: $500 each and every claim Liberty International Underwriters.
Insurer: Liberty International Underwriters.
This policy is designed to protect FWDV and its Affiliated Clubs by responding to claims for compensation made against it for negligence causing bodily injury and/or property damage, for which FWDV and its Affiliated Clubs are legally liable, subject to the terms and conditions of the policy.
Any person, including a member, has the right to make a claim against the policy if they are injured or have suffered damage to their property at a FWDV/Affiliated Club approved event, provided that the injury or damage to property is the result of FWDV and/or its Affiliated Clubs' negligence. This includes bodily injury or damage to property caused by another member of FWDV and/or its Affiliated Clubs.